Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

May 15th, 2017 by Golden Financial Group

Advice for Choosing the Best Medicare Supplement Plan

Medicare supplement insurance can help cover some healthcare costs that Original Medicare doesn’t cover. This coverage is sold by private insurance companies and is commonly known as a Medigap policy, as it is designed to fill in the gaps left by Original Medicare Parts A and B, including co-payments, co-insurance, and deductibles. If your visits to the doctor or hospital stays are fairly frequent and... Read Article

Protect Your Assets with Long-Term Care Insurance

Though it can be a difficult subject to think about, many of us will need assistance with basic needs of living when we reach old age. Long Term Care insurance (or LTC insurance) protects your savings and your others assets when you reach the point of needing help for everyday tasks, such as bathing, meal preparation, cooking, shopping, laundry, administering medications and so on. [Read... Read Article

Should You Purchase a Supplemental Insurance Policy with Medicare?

If you’re over the age of 65 and eligible, Medicare can provide relatively low-cost coverage that makes sense. There are still gaps, and some people choose to purchase supplemental insurance to cover what Medicare doesn’t. These supplemental policies are often referred to as “Medigap.” Medicare Coverage To be eligible for these supplemental policies, you must already be enrolled in Medicare Parts A and B. Part... Read Article

5 Behaviors That Can Raise Your Life Insurance Premiums

Your hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping or decide that you want to get involved in skydiving, these activities will affect the cost of your policy. [Read more…] February 3rd, 2017 by Golden Financial Group... Read Article

Do You Need Medicare Supplement Insurance?

One of the benefits of reaching age 65 is the ability to enroll in Medicare and enjoy the lower payments for health insurance. Medicare has two sections: Medicare Part A for hospital insurance, and Medicare Part B for medical insurance. Each of these sections covers specific costs of treatment, but leaves gaps. [Read more…] January 6th, 2017 by Golden Financial Group... Read Article