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May 7th, 2019 by
Posted: May 15, 2017Medicare supplement insurance can help cover some healthcare costs that Original Medicare doesn’t cover. This coverage is sold by private insurance companies and is commonly known as a Medigap policy, as it is designed to fill in the gaps left by Original Medicare Parts A and B, including co-payments, co-insurance, and deductibles. If your visits to the doctor or hospital stays are fairly frequent and... Read Article
Posted: April 1, 2017Though it can be a difficult subject to think about, many of us will need assistance with basic needs of living when we reach old age. Long Term Care insurance (or LTC insurance) protects your savings and your others assets when you reach the point of needing help for everyday tasks, such as bathing, meal preparation, cooking, shopping, laundry, administering medications and so on. Long... Read Article
Posted: March 7, 2017If you’re over the age of 65 and eligible, Medicare can provide relatively low-cost coverage that makes sense. There are still gaps, and some people choose to purchase supplemental insurance to cover what Medicare doesn’t. These supplemental policies are often referred to as “Medigap.” Medicare Coverage To be eligible for these supplemental policies, you must already be enrolled in Medicare Parts A and B. Part... Read Article
Posted: February 6, 2017Your hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping or decide that you want to get involved in skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that... Read Article
Posted: January 6, 2017One of the benefits of reaching age 65 is the ability to enroll in Medicare and enjoy the lower payments for health insurance. Medicare has two sections: Medicare Part A for hospital insurance, and Medicare Part B for medical insurance. Each of these sections covers specific costs of treatment, but leaves gaps. Medigap insurance (Medicare Supplement Insurance) fills in the missing pieces, and provides better... Read Article